Corporate FD

Focused FD Companies

Company Ratings12 Months24 Months36 Months48 Months60 Months
Shriram Transport FDCRISIL : AAA
ICRA : AA+
8.05%8.25%_8.50%
M & M Finance FDCRISIL :AAA7.40%7.75%8.05%8.05%8.05%
Bajaj Finance LtdCRISIL : AAA
ICRA : AAA
7.40%7.55%8.05%8.05%
Capital Gain Bonds (54EC)
• Available Issuers: PFC, REC, IRFC
• Tenure : 5 Years
• Coupon : 5.25%
RBI Floating Rate Saving Bond 2020 (Taxable)
• Tenure : 7 Years
• Min Investment : Rs. 1,000/-
• Coupon : 8.05%

*Check Interest Rates from your RM if any rates changed during the week

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Invest in Corporate Fixed Deposit With Us.

  • - Fixed Regular Income
  • - High Interest Rates
  • - Flexible Tenure Options

WHAT ARE CORPORATE FIXED DEPOSITS?

Corporate Fixed Deposits (FDs), also known as Non-Banking Financial Company (NBFC) Fixed Deposits, are investment instruments offered by non-banking financial companies or corporations. These FDs operate similarly to traditional bank fixed deposits but are issued by private companies. When you invest in a corporate FD, you are essentially lending money to the company for a specified period at a predetermined interest rate.

Here are some reasons why investors might consider investing in corporate fixed deposits:

Higher Interest Rates:

Corporate FDs often offer higher interest rates compared to traditional bank FDs. This can make them an attractive option for investors looking to earn more from their fixed investments.

Diversification:

Including corporate FDs in your investment portfolio can provide diversification. Diversifying across different asset classes, such as stocks, bonds, and FDs, can help reduce overall risk.

Regular Income:

Corporate FDs offer periodic interest payments, which can provide a regular source of income. This can be particularly beneficial for retirees or individuals looking for consistent earnings.

Tenure Options:

Corporate FDs come with various tenure options, ranging from a few months to a few years. This flexibility allows investors to align their investments with their financial goals and liquidity needs.

Credit Ratings:

Many companies that offer corporate FDs have credit ratings assigned by credit rating agencies. These ratings can provide insight into the company's financial stability and the risk associated with the FD.

Stable Companies:

Investing in FDs of established and reputable corporations can offer a level of security. Companies with a strong financial track record are more likely to honor their FD commitments.

Easy Application:

The application process for investing in corporate FDs is generally straightforward. Investors can apply online or through physical forms, making it convenient to invest.

No Market Volatility:

Unlike investments in the stock market or mutual funds, where values can fluctuate widely, corporate FDs offer fixed returns regardless of market conditions.

Liquidity Options:

While corporate FDs are fixed-term investments, many companies offer premature withdrawal options with some penalty. This can provide a degree of liquidity in case of emergencies.

Tax Benefits:

Depending on the type of FD and your country's tax regulations, certain corporate FDs may offer tax benefits, especially if they fall under tax-saving schemes.
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Type of deposit Fixed depositRecurring deposit * Select a type
Principal Amt. * required
No. of Years * required
Interest * required
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